Credit Card

  • The introduction of credit cards has eased the payment process for several utility bills such as electricity, telephone, post-paid phone, etc. Owing to the eased transaction procedures, the number of credit card holders has increased up to a little less than 50 million in India in 2019. This figure is expected to see a further rise in the coming years, thanks to the numerous features and benefits these cards come with. Making credit card payment has been further simplified with the introduction of several online payment options introduced by several financial institutions.  Inevitably, the presence of an interest-free period of up to 45 days (approximately 30 days of billing cycle plus 15 days of payment period) has made it easier for people to use a credit card. Repayments can also be made in EMIs with the facility of affordable interest rates offered by some of the best card issuers.  How to pay off your bills easily with a credit card? Making online payment is the easiest way to pay your bills through credit card. To pay your bills through this mode, you need to follow a step-wise process.  However, make sure to repay your credit card debt in full every month to enjoy maximum benefits with your credit card. The step-wise process for online credit card bill payment for utility bills is mentioned below –   1. Official website   The official website of the utility provider is one of the safest options to make your payment.  Visit the official website for which you want to pay your bill. It might be for gas, electricity, telephone, insurance and others.  Enter your customer ID or account number to check the outstanding amount  Proceed to pay the bill.   2. Mobile wallet apps   Mobile wallets are an easier option to pay...