Day: September 3, 2019

  •   In many modern workplaces, employees aren’t aspiring to climb the corporate ladder like they used to. Now, workers are moving in droves toward a less-conventional goal – being their own boss.  Self-employment probably sounds great for a variety of reasons.  For many industries, it’s perfectly feasible to run your own business from the comfort of your couch or home office. You can enjoy more flexibility, less rigidity, and a greater sense of ownership and fulfillment in your work.  However, being your own boss comes with caveats.  If you want to make the most of your retirement plan, here are a few things you should know.  What’s the Difference? If you run your own company, you’ll handle retirement a bit differently than you would as a traditional employee.  Rather than opting into your company’s 401K plan, you are in charge of your own allotments. That means that you are essentially your own security blanket.  If you need quick cash now, an auto title loan might be your best option. But, for long-term savings and security in retirement, you have some choices to consider.  Fortunately, there are many ways for you to save for that inevitable “rainy day.”  Roth IRA An IRA is probably the simplest type of retirement account for self-employed workers.  There are no filing requirements, and you can open one even if you don’t have any employees.  IRA accounts are low risk, but they’re also low reward in comparison to other retirement plans.  This option is best for new business owners who plan on saving less than $6,000 per year.  Solo 401K If you plan on contributing more than a few thousand dollars each year, you might want to look into opening a solo 401(k). For this type of account, you would be operating as both an employer...
  • Lisbon is a vibrant and charismatic city and one of the most spectacular capitals in Europe. It is a city with a glorious climate, a fantastic nightlife, historical monuments and a variety of activities that will please visitors of all ages. In Lisbon there is much to see and do, private tours in Lisbonwe suggest you book at least three days to explore the city completely, and a week-long vacation allows you to visit the fascinating towns and beautiful beaches that are in the vicinity of Lisbon. Bairro Alto Nightlife Lisbon has a bustling night scene, sociable, tolerant and diverse. The best area to live a night in Lisbon is the district of Bairro Alto, a network of trendy bars, small clubs and live music venues from which you can hear escaping floating the overwhelming sound of Fado. The Nightlife of Barrio Alto During the weekends, night owls leave as a group to the surrounding streets, giving the whole district the feeling of being a big party. The attitude of Lisbon is progressive, and its nightlife is tolerant of all sexual preferences and ages (the legal drinking age is 18 years), although it must be taken into account that the nights start quite late and last until the exit of the Sun. Without Forgetting the Beaches Near Lisbon there is a beautiful coastal line planted with sandy beaches. These beaches are suitable for a diversity of visitors: You can find “food and wine tour in Lisbon” both quiet and family-oriented beaches, as wild and rugged beaches for surfing. Few of the newly arrived visitors to Lisbon realize that there are such magnificent beaches just a short train ride from the center of the capital, which means that an urban getaway to Lisbon can be combined with a holiday in the...
  • Excuse me, but shouldn’t that be “Content is King” instead? Well, it’s not that simple anymore, knowledge is needed first.   In days gone by, you could start an online business by simply setting up a website and adding content. You still can, but the question now is: Will anyone come and spend or click? The online world is becoming more competitive every day; success is no longer guaranteed by simply adding content.     Ok, so knowledge is required. What kind? YOU NEED TO KNOW A LEGITIMATE BUSINESS OPPORTUNITY to select. Oh, Oh. There’s that word again – “legitimate”. What exactly is that?   I use Microsoft Word. So, I right-clicked on “legitimate” and then clicked on “Look Up” to see how it is defined. The dictionary defined it as “complying with the law, or under the law.” Well, you certainly do not want to start an “unlawful” business.   In cases like this I always like to look at the Thesaurus words to gain additional insight. The English version lists words such as: lawful, rightful, legal, genuine, justifiable, valid, reasonable and acceptable.   These words help to expand the idea of legitimate. In particular I see legal, genuine and justifiable as reasonable expectations for starting an online business working from home.   Problem is, you need to be a rocket scientist now to be able to decipher whether an opportunity is real or not.   I recently was presented an opportunity for a new Multi-Level-Marketing (MLM) company. For those unfamiliar with the terminology this kind of business succeeds when you recruit others who are below you to sell a.k.a. pyramid. The financial rewards for this business model can be extremely rewarding.     Now in reality, all businesses are pyramids. Generally, one person is at the top, while...